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Why You Might Need Earth Movement Coverage

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When you have homeowner’s insurance, you might assume that everything will be covered. However, certain events may place you at risk that you will not necessarily be covered for. For instance, if your property experiences major earth movement, such as a sinkhole, you will want to make sure that you are covered. You Might Be Excluded There are various forms of earth movement that can be excluded from a homeowner’s insurance policy. Read More»

The Top Ways To Get The Cheapest Car Insurance Policy

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Car insurance rates vary drastically from person to person, and this is because insurance companies base rates on dozens of different factors. If you have a very tight budget but need car insurance, here are the four best things you can do to get the cheapest car insurance policy available. Choose the right car The first thing to understand is that the car you own will affect the rates you pay. Read More»

Should You Have Underinsured Motorist Insurance?

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When you set up a new car insurance policy in a new state, one of the easier ways to build your policy is to match what you had in your old state. However, there’s one type of coverage that you may want to add if you didn’t have it already: underinsured motorist coverage. This is coverage that takes over if someone causes an accident but doesn’t have enough coverage to take care of all of the costs stemming from the accident. Read More»

Know How Personal Property Is Covered With Your Home Insurance

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New to having homeowners insurance? If so, it can be confusing when it comes to knowing what exactly is covered by your new policy. While ready the policy from cover to cover will give you the answers, you still may have some questions. Be sure to ask your insurance agent about these things: What Items Have Limits One item that is not always clear if you have coverage for is jewelry. Read More»

Who Should And Who Shouldn't Get Non-Owner Car Insurance

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Non-owner car insurance is the kind of coverage you buy if you don’t own a car but still want to maintain your car insurance coverage. It may sound unnecessary on the surface, but there are actually people who need, and those who don’t need, car insurance even if they don’t own cars. Here are three situations in which it pays to have car insurance even if you don’t own a car: Read More»