A storm blows through your neighborhood and leaves your home with a substantial amount of damage. You have to file a claim with the insurance company to get the damages repaired. You may have an insurance adjuster sent out by the insurance company, but you may also be left to seek help from a public insurance claims adjuster as well. Take a look at some of the advantages of hiring a public insurance claims adjuster.
The claims adjuster can help you fill out complicated claim forms.
Once you have submitted a report that your home has been damaged by a storm to the insurance company, they will send claim forms for you to fill out. If you have no experience with filling out these claims forms, it can be rather intimidating to try to do so without any help. The public insurance adjuster can help you fill out these forms in a professional manner so the insurance company does not have problems accepting them.
The claims adjuster can help negotiate prices with local contractors.
One thing many homeowners are surprised to find out is that the public insurance adjuster can work with local contractors to negotiate fair prices for the repairs that you need. It is common practice for the claims adjuster to contact contractors to get bids on certain aspects of the work. For instance, the adjuster may:
- Talk to a roofer about repairing damage to the roof
- Speak with a window company about installing broken windows
- Discuss vinyl siding repairs with a siding contractor
In the process of working with these contractors, the adjuster will negotiate fair price quotes for the work that you need to be done. Therefore, it can help keep the overall costs for the repair work as low as possible.
The claims adjuster can communicate with the insurance company on your behalf.
Communicating with the insurance company can feel like a complicated thing. A lot of the language and technical jargon used can make you feel like you have no idea what you are supposed to say. Once you have a public insurance adjuster helping you out, the professional can be your personal representative for the insurance company when it comes to communicating the details of the claim. For example, if the insurance company has questions about the claim forms once they have been submitted, the adjuster can answer those questions on your behalf.
For more information, contact insurance adjusters such as Anthony Ricciardi Licensed Public Insurance Adjuster.