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Three Ways Business Insuance Will Protect Your Company

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If you own a business, you may be exposed to unnecessary risk if you have opted to forgo the coverage of a business insurance policy. In particular, you may be missing out on several important benefits and protections. Protect Your Company Against Lawsuits There can be a seemingly endless number of potential lawsuits that your business could face. Whether it is a defective product, illegal actions by employees or routine accidents, facing a lawsuit could expose your business to sizable legal expenses and judgments. Read More»

4 Homeowners Insurance Mistakes You Need To Avoid

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Homeowners insurance is a vital safety net that provides financial protection for your home and your belongings in the event of theft or damage. If you have a mortgage, your lender most likely requires you to carry homeowners insurance. Unfortunately, buying homeowners insurance can be difficult and choosing the right policy can be confusing. If you’re in the market for homeowners insurance, avoid these common mistakes: Confusing Rebuilding Costs with Market Value Read More»

Just Moved Into Your First Apartment? 3 Reasons To Prioritize Rental Insurance

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While many people believe that home insurance is required only for homeowners, it can also be a great thing to have if you’re a renter. Whether you live in an apartment or a rented home, getting insurance for your belongings inside your home can make a big difference in your peace of mind. If you’re unsure about whether or not getting renters insurance is a good idea for your needs, consider the following benefits that can come with getting insurance and how it can make a big impact in how confident you feel about the safety of your items in your rented home. Read More»

Examples Of Homes That Are Expensive Or Difficult To Insure

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Buying home insurance is one of the best ways of shielding yourself from costly expenditures in case your home is damaged. Unfortunately, you will have a hard time finding coverage at a reasonable price if home insurance companies consider your home a high risk. Here are some examples that insurance companies may give your home such a classification: It Is an Older Home Here are some of the reasons older homes are difficult to insure: Read More»

How DIY Projects Can Save Your Home Insurance Rates

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Are you handy with the tools? If you are, then you can use your skills to improve or maintain your house and manage your home insurance rates too. Here are some DIY projects that can also help lower your home insurance premiums: Fixing the Gutter Most people don’t really think about their gutters until a roofing contractor tells them the hanging gutters are the course of their roof problems. However, if you have a few tools and you know what do to, you don’t have to wait for that day of reckoning. Read More»

How Mold Affects Your Home Value

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Mold causes many problems structurally in your home and also affects the value of your home in many ways. It Looks Terrible For one, mold looks terrible. It can change the color of walls permanently, tinting them with a black or red hue. Mold is also very obvious in the cracks between floor or wall tiles. That’s not the impression that you want to give potential buyers as they look around your home. Read More»

Five Reasons To Get An Updated Home Insurance Quote

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It’s easy to get into a groove with your home insurance payments. But, you may be missing out on some savings. Here are some times when getting an updated home insurance quote may be fruitful. Crime Rates in Your Area Have Gone Down Crime rates in the area fluctuate. So do other things, like the climate and the resulting likelihood of a flood. So, your updated quote might take these factors into consideration. Read More»

Faqs About Preparing For A Life Insurance Medical Exam

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As part of the approval process for life insurance, the provider might ask you to undergo a medical examination. The results of the examination could mean a savings of hundreds of dollars if you are in good health. Giving up fatty foods for a few days before the test is not enough to sway the results. You must be prepared. If you have an examination coming up, here is what you need to know. Read More»

Here Are 4 Reasons To Have Life Insurance

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As an adult, it’s important to take care of certain affairs early on in your lifetime so that you’re fully prepared, no matter what happens. Sadly, sometimes the most unexpected things happen and change a life forever. One need that you can take care of now is purchasing life insurance. This can protect your loved ones, long after you’re gone. Keep reading to learn some top reasons as to why you should invest in life insurance: Read More»

Three Things You Need To Know About Moving Out On Your Own

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If you’ve recently graduated college and are starting a new job in a distant city where you have always dreamed of living, you’re probably elated and very nervous at the same time. By now, you’ve probably learned how to do your own laundry, and your days as a college student may have taught you a lot about how to make a limited income stretch as far as possible. However, there are probably things about living life as an adult that you haven’t given much thought to. Read More»