When it comes to insurance for the construction industry, contractor liability is one of the most important policies you can invest in. For those new to the industry, you may not fully understand what contractor liability coverage can do for you, or what affects the terms of your policy. When you’re ready to start calling for premium quotes, you need to understand what affects those prices. Here’s a look at some of the things that you need to know. Read More»
If you’re just now getting your first auto insurance policy, the amount of coverage and all the numbers may overwhelm you at first. Whether you’re a new driver or someone who’s just moved to the U.S. and now needs car insurance, the sheer amount of information you encounter when looking for insurance is really astounding. But, there is good news. When you sign up for auto insurance with a good agent, you’ll be guided through setting up your policy. Read More»
It is common for people to provide false information when applying for car insurance. Most individuals that do this are unaware of the consequences of such actions. Some do it hoping to get a better deal, while others do it accidentally. However, you are responsible for ensuring that you provide accurate information on the forms. Besides, that is the only way to avoid complications such as policy annulment, among others. That said, the following are blunders you should avoid. Read More»
Auto insurance comes in many forms, including comprehensive coverage. Unlike other options, this coverage shields you from a range of risks that you may encounter as a motorist. Although comprehensive coverage is optional in most states, it would be helpful to buy it. Read more about the benefits of comprehensive automobile coverage below.
Covers Your Car’s Damage or Loss
This form of coverage can cushion you from financial burden when your car is completely ruined after an accident. Read More»
Auto insurance companies allow their clients to pay for coverage in different ways. For example, you can pay your cover upfront or opt for monthly installments. You can set up automatic payments or process the premium payments manually every time. Each of these payment methods has its pros and cons.
Below are the top factors to consider to determine the best way to pay for your insurance.
Your Financial Situation Read More»
If you’re looking to protect your family’s financial stability in the event of your death, life insurance is a key investment. The right life insurance policy can make all the difference because the policy’s death benefit will provide an infusion of cash when it’s needed the most. You won’t have to worry about your loved ones making ends meet in the wake of your death when you have a life insurance policy that will pay out for them. Read More»
If you are moving after living in a home for years and you must get a new homeowners insurance plan, it’s the best time to make sure that you have the right coverage. It’s possible that you have accumulated a lot of stuff since purchasing your home, and you want to know that everything is covered as needed.
This is especially important when you are making changes and renovating a new home that you are moving into. Read More»
Water damage can occur in so many different ways. If it’s cold outside and a pipe bursts in your home, the water can flow throughout each space so quickly that your floors and furniture will be completely drenched before you know what’s happening. Mopping up the water is the first step but simply removing the liquid may not be enough to stop further damage from occurring. If you have homeowner’s insurance, you likely file a claim and hope for the best. Read More»
Injuries in workplaces aren’t an uncommon phenomenon. You can get injured due to many reasons. Some of the causes of these accidents include equipment malfunction, improper lifting techniques, the use of machinery in an unsafe manner, and unsafe working conditions. Jobs involving physical labor increase the chances of these incidents. If you’re injured at your workplace, you can file a workers compensation claim. In this article, you’ll learn the accidents typically covered by workers compensation insurance. Read More»
Even if you are a seasoned entrepreneur, it’s sometimes hard to know what could befall your business in the coming days. So you need to know how to deal with unpredictability, more so when running a transportation company or using trucks in your business. The truck might be involved in an accident, causing injuries to your employees, damaging other vehicles, or even injuring other parties. And since such events can heavily affect your business, it’s good to invest in commercial truck insurance to minimize their effect. Read More»
