Just because a person’s name isn’t on the registration for a vehicle doesn’t mean that they don’t have some level of responsibility for it. If you are in possession of a vehicle with a similar scenario, you’re probably trying to figure out the best way to protect yourself financially in the event of damage to the vehicle. Non-owner auto insurance might be an option.
Local Laws
Even if you are in a situation where you might have some financial responsibility for the vehicle, you should first check your local laws to ensure non-owner coverage is possible. Read More»
Homeowners can never predict if or when a fire will occur in their homes, but most people have homeowner’s insurance just in case this ever happens. If you are concerned that you may someday experience a house fire, you may want to make sure that your insurance policy would fully protect you, and here are several things to know about this.
Make sure you have replacement coverage
The first thing to know about homeowner’s insurance is that different policies have different valuation methods, and in the event of a fire, you would be in a much better position if your policy offered replacement coverage as the valuation method. Read More»
If you already have life insurance, you may feel as if burial life insurance is not necessary. The life insurance may already cover some of your expenses, but there are many reasons why you may be better off with burial life insurance as well.
Burials Eat Away at Savings
The medical expenses and burial costs can be enough to wipe out an entire lifetime of savings. The most common cause of debt is medical expenses. Read More»
As a parent, you know how difficult it can be to release the reins and let your minor child get behind the wheel. Your teenager was probably so excited to finally get their driver’s license and to be able to drive themselves to the places they want to go to. Although you felt some fear, you understood how important it was for them to gain that freedom, so you went along with it. Read More»
When purchasing a homeowner’s insurance policy, you may end up wondering exactly what it is you’re paying for. It’s a good idea to learn some of the industry’s terminology in order to get a handle on your situation. Let’s check out four concepts that are important to understanding your policy and why it might be priced the way it is.
Hazard Insurance
This is what most folks think of as the core of their policy. Read More»
One of the obligations you may need to meet each month is paying your auto insurance. It’s essential to keep this up-to-date in the event you’re in an automobile accident. However, this can be costly to upkeep if you don’t look for ways to lower this expense. There are things you can do that will keep this expense down if you just know what to do.
1. Drive less
If you can put fewer miles on your car, this will offer you several advantages in the long run. Read More»
Auto insurance can be a very complicated beast with lots of different numbers and questions regarding what is really covered and how much it is covered for. For example, let’s say that you have had your current car for around four years and recently received an email about a simple way that you can decrease your monthly premium.
A premium is the amount that must be paid to an insurance agency monthly to ensure that you are covered, whether you need it or not. Read More»
Are you a first-time home buyer that is getting homeowner’s insurance for the first time as well? If so, you may be surprised to learn that there are so many types of coverage available to you. Home insurance is not a one-size-fits-all policy since there are many variations that help you meet the needs of what you’re specifically looking to have coverage for. That’s why it helps to know about the four kinds of coverage. Read More»
Oil workers are often deployed to work at various military bases overseas to find high-quality crude. However, they may experience real danger from combatants and need insurance help to ensure that they don’t suffer from any lingering health problems by performing their job.
Base Workers Are Under Real Risk Of Injury
Oil workers who work on a military base are under varying risks of danger. Some military bases are not in combat zones and are very safe. Read More»
Having a dangerous dog (for example, a dog that constantly attacks others) can easily increase your home insurance rates. This makes sense because it is your insurance carrier who will be writing the compensation checks when the victims sue you for damages. This is why it’s in your best interest to prevent your dog from attacking others, and the following tips should help you with that:
Keep the Right Breed Read More»
