A storm blows through your neighborhood and leaves your home with a substantial amount of damage. You have to file a claim with the insurance company to get the damages repaired. You may have an insurance adjuster sent out by the insurance company, but you may also be left to seek help from a public insurance claims adjuster as well. Take a look at some of the advantages of hiring a public insurance claims adjuster. Read More»
When you are required to purchase an auto insurance policy that includes SR-22 coverage, you might be afraid that the costs for the policy will be a lot higher than you would like them to be. While it is true that SR-22 policies cost more, it is important to know why they cost more, and it is important to understand what you can do to save money on your SR-22 insurance policy. Read More»
Just because a person’s name isn’t on the registration for a vehicle doesn’t mean that they don’t have some level of responsibility for it. If you are in possession of a vehicle with a similar scenario, you’re probably trying to figure out the best way to protect yourself financially in the event of damage to the vehicle. Non-owner auto insurance might be an option.
Local Laws
Even if you are in a situation where you might have some financial responsibility for the vehicle, you should first check your local laws to ensure non-owner coverage is possible. Read More»
Homeowners can never predict if or when a fire will occur in their homes, but most people have homeowner’s insurance just in case this ever happens. If you are concerned that you may someday experience a house fire, you may want to make sure that your insurance policy would fully protect you, and here are several things to know about this.
Make sure you have replacement coverage
The first thing to know about homeowner’s insurance is that different policies have different valuation methods, and in the event of a fire, you would be in a much better position if your policy offered replacement coverage as the valuation method. Read More»
If you already have life insurance, you may feel as if burial life insurance is not necessary. The life insurance may already cover some of your expenses, but there are many reasons why you may be better off with burial life insurance as well.
Burials Eat Away at Savings
The medical expenses and burial costs can be enough to wipe out an entire lifetime of savings. The most common cause of debt is medical expenses. Read More»
As a parent, you know how difficult it can be to release the reins and let your minor child get behind the wheel. Your teenager was probably so excited to finally get their driver’s license and to be able to drive themselves to the places they want to go to. Although you felt some fear, you understood how important it was for them to gain that freedom, so you went along with it. Read More»
When purchasing a homeowner’s insurance policy, you may end up wondering exactly what it is you’re paying for. It’s a good idea to learn some of the industry’s terminology in order to get a handle on your situation. Let’s check out four concepts that are important to understanding your policy and why it might be priced the way it is.
Hazard Insurance
This is what most folks think of as the core of their policy. Read More»
One of the obligations you may need to meet each month is paying your auto insurance. It’s essential to keep this up-to-date in the event you’re in an automobile accident. However, this can be costly to upkeep if you don’t look for ways to lower this expense. There are things you can do that will keep this expense down if you just know what to do.
1. Drive less
If you can put fewer miles on your car, this will offer you several advantages in the long run. Read More»
Auto insurance can be a very complicated beast with lots of different numbers and questions regarding what is really covered and how much it is covered for. For example, let’s say that you have had your current car for around four years and recently received an email about a simple way that you can decrease your monthly premium.
A premium is the amount that must be paid to an insurance agency monthly to ensure that you are covered, whether you need it or not. Read More»
