When you are required to purchase an auto insurance policy that includes SR-22 coverage, you might be afraid that the costs for the policy will be a lot higher than you would like them to be. While it is true that SR-22 policies cost more, it is important to know why they cost more, and it is important to understand what you can do to save money on your SR-22 insurance policy. Read More»
Just because a person’s name isn’t on the registration for a vehicle doesn’t mean that they don’t have some level of responsibility for it. If you are in possession of a vehicle with a similar scenario, you’re probably trying to figure out the best way to protect yourself financially in the event of damage to the vehicle. Non-owner auto insurance might be an option. Local Laws Even if you are in a situation where you might have some financial responsibility for the vehicle, you should first check your local laws to ensure non-owner coverage is possible. Read More»
Homeowners can never predict if or when a fire will occur in their homes, but most people have homeowner’s insurance just in case this ever happens. If you are concerned that you may someday experience a house fire, you may want to make sure that your insurance policy would fully protect you, and here are several things to know about this. Make sure you have replacement coverage The first thing to know about homeowner’s insurance is that different policies have different valuation methods, and in the event of a fire, you would be in a much better position if your policy offered replacement coverage as the valuation method. Read More»
If you already have life insurance, you may feel as if burial life insurance is not necessary. The life insurance may already cover some of your expenses, but there are many reasons why you may be better off with burial life insurance as well. Burials Eat Away at Savings The medical expenses and burial costs can be enough to wipe out an entire lifetime of savings. The most common cause of debt is medical expenses. Read More»
As a parent, you know how difficult it can be to release the reins and let your minor child get behind the wheel. Your teenager was probably so excited to finally get their driver’s license and to be able to drive themselves to the places they want to go to. Although you felt some fear, you understood how important it was for them to gain that freedom, so you went along with it. Read More»