When you get a car, you will need to register your car with your region's department of motor vehicles, and you need to get car insurance. The exact name of the department of motor vehicles can vary slightly from region to region. You also want to make sure that you always carry your auto insurance in your car. Here are 5 reasons why you need to have auto insurance on your car:
1: It's the law - It's illegal for anyone to be operating a car when it isn't covered under an insurance policy. Also, if you allow your policy to lapse, the insurance company will notify the department of motor vehicles which can cause the registration for your vehicle to be revoked.
2: You will be covered for your losses - If you carry full-coverage insurance and something happens to your car that is covered by your policy, then you will be reimbursed for your losses up to the amount your policy allows for. You can be covered on things like theft of the car, damages due to vandalism, damages due to accidents, or damages due to miscellaneous occurrences.
3: You can avoid a personal lawsuit - When you are covered by an insurance policy and you get in an accident, your insurance should cover the other person's damages and injuries up to the amount that is allowable in your policy. It's important to understand that if the damages or losses they incurred exceed the amount your insurance policy covers, then they may come to you for the rest. This is why it is a good idea to get the highest policy you can afford.
4: You can show proof of insurance - There can be different occasions when you need to show proof of car insurance. If you don't have insurance, then this can cause problems. You need to show it if you are pulled over, you may need to show it if you are going to be performing a task for a certain organization, and you will need to show it if you are in any kind of an incident with someone and your car was involved, even if no damage is present.
5: You can get a job using your car - If you apply for a job and you will be driving your own car, then they are going to want to take a copy of your insurance policy.
For more information about auto insurance, contact a local insurance office.