New to having homeowners insurance? If so, it can be confusing when it comes to knowing what exactly is covered by your new policy. While ready the policy from cover to cover will give you the answers, you still may have some questions. Be sure to ask your insurance agent about these things: What Items Have Limits One item that is not always clear if you have coverage for is jewelry. Read More»
Non-owner car insurance is the kind of coverage you buy if you don’t own a car but still want to maintain your car insurance coverage. It may sound unnecessary on the surface, but there are actually people who need, and those who don’t need, car insurance even if they don’t own cars. Here are three situations in which it pays to have car insurance even if you don’t own a car: Read More»
Whether for homeowners, auto, or commercial insurance, the process of filing a claim can be confusing but essential if you are to receive the compensation that you are entitled to under your policy. The services of a public adjuster from a company like Trust Public Adjusting Group can be invaluable during the course of filing one of these claims, but those that would benefit from working with one of these professionals will often lack the knowledge to be able to understand the services these professionals provide or why they are important. Read More»
As the owner of a business, you have to make sure that you are not only protecting your assets but your customers and employees as well. One good way to do this is to make sure that you always have a quality business insurance policy in place. Even though it might cost a good bit of money, it could cost you even more if you don’t have that policy in place and something happens. Read More»
Making sure your company’s drivers are insured when on the road is critical, but you also don’t want to spend too much money to insure them. Fortunately, there are a few ways you can help to keep your premiums lower while still carrying the coverage you need. Here are a few things to consider as you look for commercial truck insurance. Driver Safety Having drivers with clean driving records can help you to keep your rates down. Read More»
Buying a home is a very exciting time, and it is a great way to really invest in yourself and in your future. It is important to invest in the safety of the home and of your family as well. The way that you are able to do this is by trying to get a really good homeowners insurance policy. A good policy will protect you, your family, and your home in a time of need. Read More»
If you own a business, you may be exposed to unnecessary risk if you have opted to forgo the coverage of a business insurance policy. In particular, you may be missing out on several important benefits and protections. Protect Your Company Against Lawsuits There can be a seemingly endless number of potential lawsuits that your business could face. Whether it is a defective product, illegal actions by employees or routine accidents, facing a lawsuit could expose your business to sizable legal expenses and judgments. Read More»
Homeowners insurance is a vital safety net that provides financial protection for your home and your belongings in the event of theft or damage. If you have a mortgage, your lender most likely requires you to carry homeowners insurance. Unfortunately, buying homeowners insurance can be difficult and choosing the right policy can be confusing. If you’re in the market for homeowners insurance, avoid these common mistakes: Confusing Rebuilding Costs with Market Value Read More»
While many people believe that home insurance is required only for homeowners, it can also be a great thing to have if you’re a renter. Whether you live in an apartment or a rented home, getting insurance for your belongings inside your home can make a big difference in your peace of mind. If you’re unsure about whether or not getting renters insurance is a good idea for your needs, consider the following benefits that can come with getting insurance and how it can make a big impact in how confident you feel about the safety of your items in your rented home. Read More»
Buying home insurance is one of the best ways of shielding yourself from costly expenditures in case your home is damaged. Unfortunately, you will have a hard time finding coverage at a reasonable price if home insurance companies consider your home a high risk. Here are some examples that insurance companies may give your home such a classification: It Is an Older Home Here are some of the reasons older homes are difficult to insure: Read More»