Filing An Insurance Claim

4 Homeowners Insurance Mistakes You Need To Avoid

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Homeowners insurance is a vital safety net that provides financial protection for your home and your belongings in the event of theft or damage. If you have a mortgage, your lender most likely requires you to carry homeowners insurance. Unfortunately, buying homeowners insurance can be difficult and choosing the right policy can be confusing. If you’re in the market for homeowners insurance, avoid these common mistakes: Confusing Rebuilding Costs with Market Value Read More»

Just Moved Into Your First Apartment? 3 Reasons To Prioritize Rental Insurance

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While many people believe that home insurance is required only for homeowners, it can also be a great thing to have if you’re a renter. Whether you live in an apartment or a rented home, getting insurance for your belongings inside your home can make a big difference in your peace of mind. If you’re unsure about whether or not getting renters insurance is a good idea for your needs, consider the following benefits that can come with getting insurance and how it can make a big impact in how confident you feel about the safety of your items in your rented home. Read More»

Examples Of Homes That Are Expensive Or Difficult To Insure

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Buying home insurance is one of the best ways of shielding yourself from costly expenditures in case your home is damaged. Unfortunately, you will have a hard time finding coverage at a reasonable price if home insurance companies consider your home a high risk. Here are some examples that insurance companies may give your home such a classification: It Is an Older Home Here are some of the reasons older homes are difficult to insure: Read More»

How DIY Projects Can Save Your Home Insurance Rates

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Are you handy with the tools? If you are, then you can use your skills to improve or maintain your house and manage your home insurance rates too. Here are some DIY projects that can also help lower your home insurance premiums: Fixing the Gutter Most people don’t really think about their gutters until a roofing contractor tells them the hanging gutters are the course of their roof problems. However, if you have a few tools and you know what do to, you don’t have to wait for that day of reckoning. Read More»

How Mold Affects Your Home Value

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Mold causes many problems structurally in your home and also affects the value of your home in many ways. It Looks Terrible For one, mold looks terrible. It can change the color of walls permanently, tinting them with a black or red hue. Mold is also very obvious in the cracks between floor or wall tiles. That’s not the impression that you want to give potential buyers as they look around your home. Read More»