Car insurance rates vary drastically from person to person, and this is because insurance companies base rates on dozens of different factors. If you have a very tight budget but need car insurance, here are the four best things you can do to get the cheapest car insurance policy available. Choose the right car The first thing to understand is that the car you own will affect the rates you pay. Read More»
When you set up a new car insurance policy in a new state, one of the easier ways to build your policy is to match what you had in your old state. However, there’s one type of coverage that you may want to add if you didn’t have it already: underinsured motorist coverage. This is coverage that takes over if someone causes an accident but doesn’t have enough coverage to take care of all of the costs stemming from the accident. Read More»
New to having homeowners insurance? If so, it can be confusing when it comes to knowing what exactly is covered by your new policy. While ready the policy from cover to cover will give you the answers, you still may have some questions. Be sure to ask your insurance agent about these things: What Items Have Limits One item that is not always clear if you have coverage for is jewelry. Read More»
Non-owner car insurance is the kind of coverage you buy if you don’t own a car but still want to maintain your car insurance coverage. It may sound unnecessary on the surface, but there are actually people who need, and those who don’t need, car insurance even if they don’t own cars. Here are three situations in which it pays to have car insurance even if you don’t own a car: Read More»
Whether for homeowners, auto, or commercial insurance, the process of filing a claim can be confusing but essential if you are to receive the compensation that you are entitled to under your policy. The services of a public adjuster from a company like Trust Public Adjusting Group can be invaluable during the course of filing one of these claims, but those that would benefit from working with one of these professionals will often lack the knowledge to be able to understand the services these professionals provide or why they are important. Read More»