Most homeowners expect their homeowner’s insurance to cover weather or fire damage to their homes. However, not all of the coverage that your homeowner’s insurance provides will be quite so obvious. In fact, there are a few expenses that many people are surprised to learn are covered by most homeowner’s insurance policies. You can learn more about three of these expenses below.
Expense #1: Replacing Spoiled Food
If you find yourself without power for an extended period of time, there is a good chance that the food inside your refrigerator and freezer will spoil. Read More»
When it comes to insurance for the construction industry, contractor liability is one of the most important policies you can invest in. For those new to the industry, you may not fully understand what contractor liability coverage can do for you, or what affects the terms of your policy. When you’re ready to start calling for premium quotes, you need to understand what affects those prices. Here’s a look at some of the things that you need to know. Read More»
If you’re just now getting your first auto insurance policy, the amount of coverage and all the numbers may overwhelm you at first. Whether you’re a new driver or someone who’s just moved to the U.S. and now needs car insurance, the sheer amount of information you encounter when looking for insurance is really astounding. But, there is good news. When you sign up for auto insurance with a good agent, you’ll be guided through setting up your policy. Read More»
It is common for people to provide false information when applying for car insurance. Most individuals that do this are unaware of the consequences of such actions. Some do it hoping to get a better deal, while others do it accidentally. However, you are responsible for ensuring that you provide accurate information on the forms. Besides, that is the only way to avoid complications such as policy annulment, among others. That said, the following are blunders you should avoid. Read More»
Auto insurance comes in many forms, including comprehensive coverage. Unlike other options, this coverage shields you from a range of risks that you may encounter as a motorist. Although comprehensive coverage is optional in most states, it would be helpful to buy it. Read more about the benefits of comprehensive automobile coverage below.
Covers Your Car’s Damage or Loss
This form of coverage can cushion you from financial burden when your car is completely ruined after an accident. Read More»
